If you make a quick research online, you will see many insurers advertising insurance for dental implants. But the truth is…
These fabulous titles are only for marketing purposes. The greatest majority of insurers regard dental implants as cosmetic dental procedures.
They also consider cosmetic dental treatments as a way of making your smile more beautiful, not as treatments which are necessary for your health. Insurers believe that if you have missing teeth you can correct the problem with cheap dentures too, you don’t necessarily have to get dental implants.
There are many dental insurance plans available out there which offer pretty good coverage. These insurance plans come mostly with highly expensive premiums or very high deductibles.
The policy might cover some treatment related to dental implants such as dental implants maintenance, emergency treatments related to dental implants and basic care. But they will never offer 100% coverage for dental implants.
In case you lose a permanent tooth, even if you have the best insurance policy out there you will not get covered for a dental implant. Instead, the policy might offer 30%, 40%, 50% maximum for dentures or partials, which are regarded as the next best alternative to dental implants.
This is why it is important to pay particular attention when reading the fine print of your dental insurance plan. The annual maximum coverage most of the times is not enough to cover for one dental implant.
If you would like to get dental implants, the best way would be to focus on finding cheap dental implants offered abroad, or check out if there is any coverage offered through the dental discount plans.
Dental implants are very expensive, sometimes reaching even $4,500 per tooth. If you go abroad to a specialized dental clinic you can get dental implants even at half of the cost, with travel & accommodation costs included.