Pay attention to the following strategies, and you will be able to save some money on these expensive dental treatments you need.
Learn to research carefully.
In case you do not have yet a favorite or regular dentist, make sure to spend enough time on research. You should avoid going to a dentist just because you saw an ad somewhere.
It is better to listen to recommendations, or start comparison shopping just like you do with every item before buying. Pick out 2 to 3 dentist and ask for their fees.
Then, compare these fees, and also ask for a USR list from your insurer. This is the special “usual, customary and reasonable” clause, which lists exactly how much will the insurer cover for a certain treatment. Now compare the dentist fees to the treatments covered you can see on the list, and decide.
Take advantage of your dental insurance.
You should not go to the dentist only when it hurts. Remember that you are paying for those dental insurance premiums whether you go or not.
Therefore, take advantage of your dental insurance, and visit the dentist for the routine checkup and those professional dental cleanings. Moreover, if the dentist will spot a cavity during these regular visits, the cost cannot even be compared to what you would pay if the grown cavity was discovered one year later.
If you pay minimum dental insurance which is $12 per month, you are actually throwing out the window $150 every year by not going regularly to the dentist. Take advantage of what is included at no extra cost.
Learn the details.
You should always read carefully what is covered and what are the exclusions in your dental insurance. This way, you will not have to face any surprises when your dentist offers an estimate of $2,000 for the dental work needed.
Some dentists will try to “sell” their products. Indeed, there are a few dentists which will always find that you should undergo some extra dental procedures, which you don’t actually need.
For instance, they might say you need teeth whitening or dental veneers. Yes, these are expensive cosmetic dental procedures and if you don’t feel you truly need or want then, then say politely “no”.