September 1st, 2012

Discount Dental Plans: Pricing and Information

The discount dental plans are the perfect alternative for dental insurance.

HOT!

People who cannot afford to pay for the dental treatments they need, should choose such discount dental plan.

You basically need to pay a membership fee (annual or monthly, your choice), and then every time you go to the dentist you just show your membership card and you will benefit of discounts.

These discount dental plans can be tailored for one person, for 2 persons, or for a family of 3+ members.

The Careington Care 500 Dental Plan inclusions and charges

The dental plan membership is as low as $75.06 per year for 1 member, $129.06 per year for 2 members and $172.26 for 3+ members.

You can also choose to pay as you go every month and then the costs are as follow: $6.95 for 1 member, $11.95 for 2 members and $15.95 for 3+ members. These charges generally include coverage for any member within your household (children, adults, parents, etc.).

With such a plan, you can save 72% for an oral exam which on average costs $51, but you will pay only $14. For an amalgam dental filling you usually pay $141, but with the discount plan, you will pay only $40 on average. For the root canal therapy which is an extremely expensive procedure costing even $1,100 you may pay only $447 with such a plan (57% off average price!).

As you might know, for dental braces orthodontic treatments you may have to pay even $5,000 or more. Now with such a dental discount plan, they offer a flat discount rate of 20%. This means that instead of $5,000 you will pay only $4,000 and this is already a huge saving.

The Aetna Dental Access Plan

The typical yearly memberships are $75.06 per year for one member and $172.26 per year for a family of 3+ members. It is important to keep in mind that discount dental plans are not insurance, only a special help for people who cannot afford to pay out of pocket for the dental charges.

According to some price estimates from Aetna, for an oral examination you will pay on average only $23, and for a full mouth X-ray you will pay about $60, while for a dental cleaning about $44.

For complete upper or lower dentures, you may be eligible for discounts of 53%, which means you will pay only $732 instead of $1538. Then, an extraction will only cost you $65 instead of $156.



Categories: Dental Insurance

Topics: Tags: Aetna, aetna dental access, aetna dental access plan, careington care, children, dental, dental brace, dental braces, dental charges, dental discount

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