Below are a few more things you should keep in mind regarding these discount dental plans.
Always purchase from a reputable provider
There are many companies which come to the market with all sorts of proposals for dental discount plans. However, you must buy only from a reputable provider that is rated with the BBB (Better Business Bureau).
You can check about this detail right on the site of the provider, or go directly to the site of the BBB to see if there are any customer complaints or unresolved/badly managed complaints available for that company.
Fraud in the insurance field is the number one negative feature. This is why, you sold run a thorough check online and see if the respective company has been involved in such fraud problems.
In case you have already found your perfect dentist, then you will want to look for a dental discount plan where your dentist participates. Generally, dental discount plans bound you to certain restrictions such as being able to get treatments only from dentists that participate within the network on the provider.
Indeed, the dental discount plan offer discounts between 10% and up to 60% on a great variety of dental treatments (from preventive/basic and up to major restorative dental care). Don’t be blinded by a discount of 50% “on all dental treatments”.
First check out the fine print to see how much does the annual membership cost, what are the exclusions/limitations and see if there are any office visit fees and/or deductible that needs to be paid.
Add up the overall cost of your plan and maybe you will notice that this is an expensive venture after all. Weigh your options well, and make sure that the dental discount plan will indeed help you save money while offering you access to proper dental care throughout the year.
Anyone can buy dental discount plans
With traditional dental insurance, if you have unfinished dental work, the insurer will not cover for the rest of the treatment. However, dental discount plans are much more flexible and you will have access to the discounts even if you had any issues with insurers in the past, or if there is unfinished work or an underlying health problem present.
Use the comparison shopping portals when you are looking for an advantageous dental discount plan. Always read everything in the fine print, to ensure that you will have access to the type of dental care that you need.
Individual dental discount plans cost between $80 and up to $140 from reputable providers, and you are allowed to switch plans every year if you are not satisfied with one provider or the discounts it offers.