One of the most affordable approaches to dental care is represented by the dental plans. There are plenty of high profile providers out there who offer discount dental plans tailored to suit even the low income.
When you are finally able to find a good dental plan, you will have access to all those essential dental treatments which will help you maintain good oral health. Remember basic/preventive dental care is extremely important because it helps you avoid complications in the long run. Another major concern is the necessity of going to an emergency dentist if you let issues get out of hand.
First, you will be able to avoid huge pain and discomfort caused by dental issues such as root canal therapies or gum disease and second, these plans help you save important money.
One of the main drawbacks of these dental plans is that you must select a dentist from within the network of providers to enjoy the discounts. You should not even regard this as a drawback after all, because there are hundreds of dentists within a network and you can select the one that you want.
For some people this means they have to give up going to the dentist they knew for years, simply because he is not part of this network. However, saving several hundreds of dollars per year on dental care could be a worthwhile “sacrifice” to switch dentists.
The dental discount plans represent an affordable option for the entire family. Even if you have got dental insurance but this offers very limited coverage such a dental plan could be purchased an as extension type of coverage.
Keep in mind that discount plans are not insurance, but these will offer you certain discounts on dental treatments at the practice. In fact the dental discount plans have got so many more advantages over regular dental insurance:
-there are no eligibility criteria that must be met such as age, pre-existing conditions, etc.
-you do not have to file any forms or claims in order to have access to care. You just need to show your membership card at the dentist and you will receive certain discounts which are mentioned in the fee schedule of the plan
-you don’t have to pay any deductibles or premiums. There is a one time, yearly membership fees and that’s it. Typically, an individual dental discount plan costs about $90 to $100, while a family plan ranges between $140 to $160, depending on the provider and the fee schedules offered
-one great advantage of the dental discount plans over insurance is that you can have access to discounted cosmetic dental treatments too. You can get discounts for dental treatments such as veneers or dental bonding for example. If you are interested in certain type of cosmetic dental services, just ensure you check thoroughly the list of covered services offered by the plan before you sign up.
While it is possible to find a 24 hour dentist, remember that going to an emergency dentist is always a last resort and it is better to seek preventative dental care if possible.